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MEDICARE INSURANCE COVERAGE OPTIONS

Annual Medicare Open Enrollment Period is October 15th to December 7th. Contact us 520-296-7881 to schedule your free medicare consultation.

2025 changes to prescription coverage under Medicare including stand alone PDP and/or MAPD:


Several parts of the Inflation Reduction Act will be taking effect 1/1/2025 that may cause significant changes in your coverage. These include:

  1. Elimination of the Coverage Gap (donut hole)
  2. Reduction of the true out of pocket maximum from $8000 to $2000
  3. Introduction of the Medicare Prescription Payment Plan, which allows enrollees on high-cost prescriptions to spread out their prescription drug costs over the year

There may also be changes to premiums, deductibles, and formularies.



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The alphabet soup of Medicare Parts A, B, C & D, Medicare Supplement (Medigap) Coverage, Medicare Advantage (Part C) and PDP….. CONFUSING!

Here at HalSi Insurance Services, we have certified agents that will take the time to provide you with a personalized hands-on review of all of your Medicare options and assist you in making the right choices for your lifestyle and budget.

Email our Medicare specialist directly at medicareinfo@halsi.com


Frequently asked Medicare questions that we can answer:

  • Am I eligible for Medicare?
  • What are Medicare Parts A, B, C, and D?
  • Why do I need a Medicare Supplement (Medigap)? And which plan is right for me?
  • What is a Medicare Advantage (Part C) Prescription Drug Plan?
  • What is the difference between a Medicare Supplement (Medigap) Policy and a Medicare Advantage (Part C) plan and which one is the better choice for me?
  • What is a PDP (Prescription Drug Plan), and how will it cover my drug costs?
  • I’m finally retiring and I have been Medicare eligible for years, but have been covered under my employer’s health plan, what do I do now?
  • When can I make my choice and can I change my mind?

HalSi can help you sort out all of your Medicare coverage options!

Let us help you through the maze of options so that you can make an informed choice. There are many different types of benefits available to you: Medicare supplements, Medicare Advantage (Part C) Plans, Prescription Drug Plans. Our knowledgeable staff will sit down with you and help you sort through all the information and find the best type of coverage for you.


Medicare Quote

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